{"id":5472,"date":"2026-02-23T06:23:47","date_gmt":"2026-02-23T06:23:47","guid":{"rendered":"https:\/\/fr.colaw.uobaghdad.edu.iq\/?p=5472"},"modified":"2026-02-23T06:23:47","modified_gmt":"2026-02-23T06:23:47","slug":"la-faculte-de-droit-soutient-un-memoire-de-master-sur-la-reglementation-juridique-des-banques-numeriques","status":"publish","type":"post","link":"https:\/\/fr.colaw.uobaghdad.edu.iq\/?p=5472","title":{"rendered":"La Facult\u00e9 de droit soutient un m\u00e9moire de master sur la r\u00e9glementation juridique des banques num\u00e9riques"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

La Facult\u00e9 de droit \u2013 Universit\u00e9 de Bagdad a soutenu un m\u00e9moire de master intitul\u00e9 \u00ab La r\u00e9glementation juridique des banques num\u00e9riques \u2013 \u00e9tude comparative \u00bb, pr\u00e9sent\u00e9 par l\u2019\u00e9tudiant Jaafar Mohammed Abd Mahmoud, au sein de la branche du droit priv\u00e9, le jeudi 19\/02\/2026.<\/strong><\/span><\/p>\n

Le m\u00e9moire visait \u00e0 analyser le cadre juridique des banques num\u00e9riques (d\u00e9finition, caract\u00e9ristiques, nature) et \u00e0 \u00e9valuer la suffisance des textes en vigueur concernant leur responsabilit\u00e9, en l\u2019absence d\u2019une l\u00e9gislation sp\u00e9cifique.<\/strong><\/span><\/p>\n

Il comprenait trois chapitres : la notion des banques num\u00e9riques, leurs activit\u00e9s, puis leur contr\u00f4le et leur responsabilit\u00e9 civile.<\/strong><\/span><\/p>\n

Parmi les principales recommandations :<\/strong><\/span>
\n1. Ins\u00e9rer des dispositions explicites dans la l\u00e9gislation bancaire irakienne pour r\u00e9glementer ces banques (conditions d\u2019agr\u00e9ment, capital minimum, exigences techniques).<\/strong><\/span>
\n2. Rendre obligatoire la garantie des d\u00e9p\u00f4ts conform\u00e9ment au syst\u00e8me irakien de garantie des d\u00e9p\u00f4ts (n\u00b0 3\/2016).<\/strong><\/span>
\n3. Mettre en place un cadre de supervision sp\u00e9cifique renfor\u00e7ant le r\u00f4le de la Banque centrale afin d\u2019assurer la stabilit\u00e9 financi\u00e8re et la protection des clients.<\/strong><\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]

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